Abingdon, Bristol and Johnson City
Does anyone mean to be in an accident? No. That is, in fact, the definition of the word. They’re unexpected and unintentional, but accidents are a part of life. You may go your whole life without a car accident. Odds are that at some point in time, without warning or intention, you’ll be in one. You could get rear-ended in a parking lot or something more serious like a head-on collision on the highway. No matter the damage level, no matter the timing, you’ll need to know what to do when the time comes. Educating yourself on the situation can be difficult if you don’t know where to begin. We don’t mean how do you walk out of the car and call 911, but rather The Law Offices of Michael R. Munsey, P.C., want to help you understand how your accident claim works in the Tri-Cities, TN. In essence, you’ll need to begin with determining who’s at fault. That’s why the Law Offices of Michael R. Munsey, P.C., are here to provide a guide on how to determine who’s at fault in an accident.
The most important factor insurance companies use in determining what actually happened is the police report. Individual claims often come riddled with personal bias and conflicting stories. Therefore, insurers use the official police report as a cornerstone for figuring out fault. A police officer should’ve been called on the scene regardless of how mild the collision was that occurred. A police officer will gather physical evidence and personal testimonies. He will also add facts he can gather from any witnesses or nearby visual recordings. After assessing the situation and gathering physical evidence, the police officer will file his or her report, making it available to you and the insurance companies.
Do Not Admit Fault
One thing you do not want to do when cooperating with the police and insurance companies it to admit you are at fault, even if you are to blame (even if you mean it in a humble, apologetic way). There are always two sides to every story. You don’t know the other side and, you may be unaware of other variables or factors you could never have knowledge of what could be the real cause of your accident. Provide the police and insurance company with facts and permanent information. Let the insurance company come to its own conclusion.
Deciding Who’s At Fault
In the U.S.A. we use a fault-based system, traditionally. This system decides who’s at fault. Documentation, witness’s reports, medical records, and any other supporting proof of the accident or injuries that you suffer as a result of the wreck will be used in the case.
Once decided, the at-fault party will be responsible for:
- Repairs to vehicles involved
- Expenses that the accident caused the other party (or parties)
- Losses to your insurance
- Financial compensation if there was property (light post’s, mailboxes, etc.) destroyed
Accident Attorney in Kingsport
Depending on a multitude of circumstance, proving who is to blame for an accident can be difficult without the help of an experienced attorney. That is why the most important thing you can do is to contact a lawyer. The Law Offices of Michael R. Munsey, P.C., if you need to file a lawsuit against a negligent driver, and prove their fault. If you’re in the Bristol, Kingsport, or Johnson City, TN, area, and Bristol, VA, contact Michael R. Munsey by phone at (276) 451-2056 and schedule a free consultation.