Injured on the Job? Follow these 4 steps to protect Yourself

injured on the job

injured on the jobAbingdon, Bristol and Johnson City

When you suffer a significant injury or illness, you have to pay medical bills while also worrying about how to provide for your family. If you are injured on the job, the worries magnify. You might be unable to work for an extended period of time, but the bills will keep coming in and your family is still counting on you. Don’t feel defeated in these situations. If you suffer an injury while working, the Law Offices of Michael R. Munsey, P.C., urge you to follow these four steps to protect yourself.

Report the injury as soon as possible

Any injury on the job is unfortunate, but if you are hurt while working, this is no time to try and be a hero. If an incident happens, report it to your supervisor at your earliest opportunity. Make sure to be as specific as possible when making your report; note when the injury happened, where it took place, any events that preceded the incident, along with the names of any witnesses. Take pictures of the scene of the incident or accident, if possible.

See a doctor quickly… preferably the day of the incident

If you are injured on the job, you need to seek medical attention for a couple of reasons. First, this will make sure you did not sustain some other type of damage that could compromise your health in the future. Seeing a doctor also protects your rights if a workers’ compensation claim is filed at a later date. This medical visit will serve as a record of the incident, and the date it happened, while also providing documentation that the injury happened while working. Tell your doctor all the information that you included in your initial report, along with any other pre-existing injuries and conditions you may have.

File a claim with your employer’s insurance

Employers with more than five full- or part-time employees are required by law to carry workers’ compensation benefits. Now that you have a summary of what happened to you and you have seen a doctor, you should have a better handle on your situation. You know the specifics of your injury; have at least an idea of your medical expenses, and how long you will need to recover from the accident before returning to work. All this information will serve as evidence when you file for workers’ compensation. Remember that the primary goal of an insurance company is to save money. Your employer’s insurance might try to lowball you with a small amount, or even deny your claim, which is where hiring a workers’ compensation attorney in Johnson City can prove beneficial.

Contact an attorney with experience in workers’ compensation law

As an employee, you have rights and legal protection in the unfortunate event you are injured on the job. If you have been denied workers’ compensation that you deserve, or the amount offered is much lower than you deserve given the severity of your injury and the recovery time, you need to have an experienced lawyer to fight for your interests. The Law Offices of Michael R. Munsey, P.C., can help navigate the complexities of workers’ compensation claims. Approving your claim may be as simple as making sure the application was filled out correctly and submitted on time. If you’ve done all your diligence and are getting pushback from your employer, then the experts at the Law Offices of Michael R. Munsey, P.C., will be there to fight for you, even taking it to trial, if necessary.

Workers’ Compensation Lawyer in Tri-Cities

Michael Munsey has decades of experience in workers’ compensation law, whether that means filing a claim, filing an appeal, or taking an insurance company to trial. We hope you never suffer an injury on the job, but if you do, remember you have rights and that you’re not alone! In the event you or someone you love gets hurt while working, we’ll be on your side. Call our office at (276) 451-2056 to schedule your free consultation.

The Law Offices of Michael R. Munsey, P.C., proudly serves Kingsport, Johnson City, Bristol, TN and Bristol, VA.